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Last month, a Daily Mail investigation revealed how young drivers are being tempted into dangerously high levels of debt by dealers offering them new cars for no money up front.
Undercover reporters exposed car salesmen offering long-term finance deals to customers who said they were unemployed, working part-time or on low incomes.
Why do they assume that I think driving a BMW is the be-all and end-all? That’s not the kind of service I want from my bank.’As the customer already holds an account with the bank, credit checks would not have been required had she decided to take on the car loan.
However, Lloyds insists that customers still have to go through ‘in-depth affordability assessments’.
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The letters claimed high-end vehicles were ‘just a few clicks away’, offered deals for cars including BMWs and said loans of up to £60,000 can be approved without a credit check.
Banks have become embroiled in the row over reckless car loans after mass-mailing customers to convince them to buy luxury vehicles.
Customers of Lloyds Banking Group – which also includes Halifax and Bank of Scotland – have received personalised letters offering them long-term monthly loan deals so they can buy new cars.
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After Khloe Kardashian confirmed her pregnancy on Wednesday, December 20, via Instagram, fans took to Twitter to react to the Keeping Up With the Kardashians star’s big news.
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